• 30-year fixed-rate mortgage averaged 7.24% as of October 29, 2026.
  • 15-year fixed-rate mortgage averaged 6.60% as of October 29, 2026.

What changed

The 30-year fixed-rate mortgage decreased to 7.24% as of October 29, 2026, compared to 7.32% the previous week.

Scope

The survey includes data from loan applications submitted to Freddie Mac from lenders nationwide.

These figures are Freddie Mac national weekly survey averages, not an individual lender quote.

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