Set your search criteria
Choose the areas and property types to consider, and separate must-haves from preferences. Discuss buyer representation, services and compensation before work begins.
GREATER BOSTON · KELLY CUI
Buy
Buying, selling and property management in Greater Boston.
HOME & LIVINGSCROLL TO EXPLORE ↓
BUYING WITH KELLY CUI
Buy a Home in Greater Boston
Get help comparing homes, preparing an offer and managing the steps to closing.
Contact Kelly About Buying
BEACON HILL · BOSTONWHAT TO EXPECT
We start with your budget, preferred location, space needs and moving date. Then we compare homes that fit. Along with layout and condition, we review ownership costs, financing, school assignment when relevant, and the terms of your offer.
The Process
These are the main steps. Timing and details depend on your property and plans.
Build a realistic budget
Work with your lender to set a purchase budget and monthly payment you can afford. Include property taxes, insurance, condo or HOA fees, closing costs and money for maintenance.
Compare homes and neighborhoods
Use the same checklist for each home: layout, condition, land or shared areas, parking, property documents and the routes you use regularly.
Prepare your offer
Compare recent sales and competing listings. Discuss the price, deposit, financing, inspection protections, included items and deadlines with your agent, attorney and lender as appropriate.
Complete inspections and financing
Coordinate inspections, attorney review and loan approval. Track unresolved questions and contract deadlines. An appraisal and a home inspection serve different purposes.
Prepare for closing and possession
Confirm closing arrangements with your attorney and lender, schedule the final walkthrough, and arrange utilities and the transfer of keys. Verify payment instructions through a trusted independent channel.
WHAT TO CONSIDER
What to Look For
Single-family homes
Review the roof, foundation, drainage, heating, electrical system, land rights and maintenance history. Bring in specialists for issues outside the scope of a standard home inspection.
Condos and townhomes
Review the unit and the condo association: budget, reserves, insurance, meeting minutes, shared repairs, special assessments and rules. Monthly fees are only part of the cost.
School enrollment and your move
Start with grade, school year, address and registration timing. Confirm assignment with the district, including any buffer or reassignment process. Build the search around verified requirements rather than a ranking alone.
Relocating to Greater Boston
Identify your regular destinations, plan showings and keep notes on each home. Video tours can help you narrow the search, but you still need inspections and a review of property documents.
OUR FIRST CONVERSATION
What to bring to your first consultation
Share the information you have. Kelly can help you work through the remaining questions.
- Your daily destinations and preferred areas
- Purchase budget and monthly housing budget
- Home type, space and maintenance preferences
- Moving date, school enrollment dates and current housing plans
REAL ESTATE GUIDES
Read before you decide.
Buying a home in Massachusetts: from offer to closing
The stages, documents and deadlines of a typical financed purchase, and who is responsible at each step.
Before you tour: budget and mortgage preapproval
What a pre-approval does and does not mean, the cash a purchase actually requires, and the documents a lender will ask for.
Writing an offer: the terms that matter besides price
Deposits, deadlines, contingencies and escalation clauses in a Massachusetts offer, and how each one shifts risk between buyer and seller.
Massachusetts closing costs explained
What appears on the settlement statement, who usually pays it, and how to read the Loan Estimate and Closing Disclosure.
FREQUENTLY ASKED QUESTIONS
Common Questions
Do I need to know the exact town before we talk?
No. Tell Kelly where you work or travel regularly, your preferred home type, budget and timeline. You can compare a few areas and narrow the search after visiting.
How do you help me decide what to offer?
We compare the property with relevant recent sales and current alternatives, then consider condition, terms and your priorities. Asking price is context, not proof of value or a guarantee of the winning offer.
Does pre-approval guarantee the loan?
No. Your lender still needs to complete underwriting, review the property and appraisal, and arrange funding. Confirm the lender can meet your closing date before committing to it.
Should I waive the home inspection?
Inspection terms need careful review under current Massachusetts rules. The state protects qualifying buyers’ inspection rights; review the required disclosure and applicable rules with your attorney. This website does not recommend waiving protection to compete.
Can you guarantee a particular school?
No. School assignment and enrollment are determined by the relevant district. We help organize address-specific questions and the move timeline; final verification comes from the district.
Can the purchase be coordinated with selling my current home?
Yes. We can discuss whether to buy or sell first, financing, temporary housing and backup plans. Any sale contingency or agreement to stay after closing must be negotiated and documented.
PROPERTIES KELLY HAS REPRESENTED
Past Sales
SoldVIEW PROPERTY ↗Belmont, MA
203 Channing Rd
2 beds•1 bath•1,171 sq ft
Kelly · Buyer representation · Oct 23, 2026
MLS PIN #73574546
SoldVIEW PROPERTY ↗Canton, MA
20 Audubon Way#208
2 beds•2.5 baths•1,440 sq ft
Kelly · Buyer representation · Oct 13, 2026
MLS PIN #73570296
SoldVIEW PROPERTY ↗Framingham, MA
15 Carter Drive
4 beds•3.5 baths•3,154 sq ft
Kelly · Buyer representation · Sep 16, 2026
MLS PIN #73539683
Some listings are hidden while their information is updated. Contact Kelly for current availability.
Useful official resources
CFPB · Buying a house ↗Massachusetts · Residential home inspections ↗Discuss the rules and contract terms that apply to your transaction with the appropriate professionals.
KELLY ON INSTAGRAM
